How to Get Travel Insurance for Immigrants to Canada

Getting travel insurance for immigrants to Canada can be difficult. It is important to know your rights and responsibilities as a Canadian citizen.

There are many people who are looking for ways to immigrate to Canada, but they don’t know how it works or what they need in order to get the process started. This article will cover the basics of getting travel insurance while immigrating and the requirements that you should meet before you apply.

The first thing that you need to do is find out if your country has an agreement with Canada on immigration. If it does, then you should contact the embassy in your country and find out what benefits you would be eligible for when applying for permanent residency in Canada.

If there isn’t an agreement between your country and Canada, then there are some things that you should consider

What are the Benefits of Travel Insurance for Immigrants to Canada?

Travel insurance is a type of insurance that provides financial protection against the cost of medical expenses, death, and other potential losses during a trip.

Immigrants to Canada need to buy travel insurance because many countries are not covered by Canadian healthcare.

This type of coverage is especially important for people who are travelling on their own or with children, as they may not be able to afford the medical costs if they become sick or injured while abroad.

How Do I Get Travel Insurance for Immigrants to Canada?

Getting travel insurance for immigrants to Canada is a difficult process, which is why it’s important to know the ins and outs of the process.

The following sections will provide you with information on how to get travel insurance for immigrants to Canada. They will also offer some insight into what types of coverage you might want as well as what can happen if you don’t get coverage.

Top Travel Insurance for Immigrants to Canada

Travel Insurance Provider Best For Best Features Other Considerations
World Nomads Thrill Seekers Covers 200+ adventure sports, activities, and volunteer/work experiences Must be under 66 years of age to qualify
CAA Travel Insurance Families Comprehensive coverage for the whole family including pets

CAA members get a 10% discount on policies

Stand-alone emergency medical coverage policy does not include trip cancellation/interruption coverage
Blue Cross Seniors Special packages for snowbirds

VIP “Serenity Service” for flight delays

Pre-existing medical conditions are generally not covered
Travel CUTS Bon Voyage Insurance Budget Seekers Starts at $1.36 a day Must be at least 15 days old and no more than 50 years old
Manulife CoverMe Canadians with Pre-Existing Medical Conditions TravelEase policy covers pre-existing medical conditions

TravelAid mobile app

Coverage for pre-existing medical conditions is limited to the TravelEase package only
Medipac Travel Insurance Emergency Medical Assistance Medipac has an in-house team of medical professionals who are trained in emergency medical and critical care Trip cancellation not available on the annual multi-trip plan

 

What are the Different Types of Travel Insurance for Immigrants to Canada?

There are many types of travel insurance for immigrants to Canada. Some of these are:

1) Travel insurance that covers your medical expenses in the event you have an accident or injury while traveling and require medical treatment while you’re outside of Canada.

2) Travel insurance that covers your trip’s cancellation fees, if you need to cancel your trip because of a death or serious illness in your family.

3) Travel insurance that covers emergency evacuation costs, such as flights home if you need to leave Canada suddenly due to an emergency situation.

4) Travel insurance that covers lost luggage and personal effects, including the cost of replacing missing items, if they’re stolen or damaged on the way home from Canada.

Conclusion

In Canada, immigrants must meet certain requirements to be eligible for travel insurance. The requirements include having a valid passport and visa, having a medical exam, and being able to prove that they have sufficient funds to cover the trip.

It is important for immigrants to know their rights with regards to travel insurance. For example, if an immigrant has been waiting for their permanent resident card or work permit for over six months, they may be eligible for health coverage through the provincial health plan as long as they are not working in Canada.

Immigrants should also be aware of what coverage is included in their travel insurance policy before buying it. Some policies cover all trips outside of Canada while others only cover trips within Canada.